Agency: Department of Housing and Urban Development (HUD)
The Home Mortgage Disclosure Act (HMDA), enacted by Congress in 1975 and implemented by the Federal Reserve Board's Regulation C, requires lending institutions to report public loan data. For more information see: http://www.ffiec.gov/hmda/
| Dataset | HMDA Mortgage Origination |
| Precision | Address level data has been aggregated to Census Tracts, city and county level. Base data are Census Tracts (Data for geographies larger than block groups is the sum of the data from the census tracts within the larger geography. When the boundaries of non-census geographic areas (like city council districts) bisect a census tract, the census tract is counted in the total if the center of the bisected census tract falls within the selected geographic area.) |
| Currency | Data represent mortgages originated in 2003 and 2008. |
| Variables |
All Loans - Applications Received Split by ethnicity for all the above |
| Limitations | Data were aggregated to areal units by Urban Institute and are considered of very high quality. |
| Contact | Contact the Deputy of HUD directly. |
| Updates | These data will be updated on a yearly basis. |
